Driving Change.
The Halal Way.
Ethical vehicle finance, guided by your values.
At Sharia Car Finance, we believe customers should have access to clear, transparent and ethical vehicle finance built around recognised Islamic finance principles.
We help Muslims and non-Muslims across the UK explore Sharia-compliant vehicle finance through selected finance providers, with personal guidance from our team.
Your Values. Our Support.
More Than
Car Finance.
A service built around people and principles.
Finding vehicle finance that aligns with Islamic principles can present challenges, particularly when understanding different finance structures and provider requirements.
Sharia Car Finance was established to help customers access suitable Sharia-compliant vehicle finance and better understand the options available to them.
Clear Guidance.
Personal Support.
We are a specialist UK credit broker, not a lender.
Our role is to introduce customers to selected finance providers and help them understand the application process, finance structure and relevant requirements.
We also offer a free vehicle sourcing service, helping customers search for suitable vehicles through UK motor dealers.
Our Vision
More choice. Better understanding. Finance aligned with your values.
Our vision is to make Sharia-compliant vehicle finance more accessible, understandable and transparent across the UK.
We want customers to understand how their finance arrangement works, what their obligations are and which options may be available before deciding whether to proceed.
Helping more people explore vehicle finance without compromising their values.
Our Values
The principles behind the way we work and support our customers.
Clarity
We aim to explain finance structures, requirements and processes in language customers can understand.
Transparency
We believe customers should understand the nature and terms of their finance arrangement.
Personal Service
Real conversations, individual attention and guidance throughout the customer journey.
Faith & Values
Our approach reflects the importance of ethical conduct and recognised Islamic financial principles.
What Makes Car Finance Sharia-Compliant?
Sharia-compliant vehicle finance is structured around recognised Islamic financial principles. The arrangements differ according to the product and finance provider.
Ijara
A lease-based arrangement under which a finance provider owns the vehicle and makes it available for use according to the agreed contract terms.
Murabaha
A cost-plus sale arrangement under which a provider purchases an asset and sells it to a customer at an agreed price, with the profit disclosed.
Product availability and terms depend on the finance provider. We explain the relevant structure and requirements before customers proceed.
Support Beyond
The Application.
From exploring your options to finding your next vehicle.
We understand that arranging car finance involves more than completing an application.
Our team can help customers discuss their requirements, identify vehicles through UK motor dealers and understand the steps involved in progressing their application.
Discuss your circumstances and requirements with our team.
Assistance searching for suitable vehicles through UK motor dealers.
Help checking relevant dealer and vehicle requirements.
Explanations of the stages, information and requirements involved.
Your Car. Your Values.
Our Support.
Whether you've found a vehicle or need help exploring your options, our team is here to discuss your requirements.