Frequently Asked Questions

Yes – all our car finance follows Islamic principles (Murabaha), meaning we agree on a fixed profit upfront. No interest, no uncertainty.

Yes. We work with ethical lenders who assess your full situation fairly, not just your credit score.

Most approvals are completed within 24–48 hours after receiving your full details.

Yes, there’s a one-time £149 admin fee – only payable after approval and you’re ready to move ahead.

We only work with FCA-authorised lenders. All finance is arranged through compliant, regulated providers.

We’ll usually need a copy of your Drivers License, and a proof of address, such as a utility bill. In some cases, we may ask for proof of income, via payslips or bank statements.

Yes, we offer Sharia-compliant finance for both new and used cars, as long as the vehicle meets our partner lenders’ criteria.

Yes – as long as the dealer is reputable and the car meets basic checks (MOT, HPI clear, etc.), we can usually work with them.

Murabaha is a Sharia-compliant finance structure where the lender buys the car and sells it to you at an agreed profit – no interest, no hidden fees.

Yes, most lenders will run a soft or full credit check, depending on the stage of your application – always with your consent.

Yes, you can settle early, but under Murabaha you’ll still pay the full agreed amount since the profit was fixed upfront.

We strongly encourage you to contact us or your lender immediately. Missed payments may lead to late fees or impact your credit file. However, we will always work with you to help find a solution.

Not yet – but we’re exploring Sharia-compliant business vehicle finance for 2026. Join our mailing list to stay updated.

Yes, you’ll have a 14-day cooling-off period under FCA rules, giving you time to review your agreement and cancel if needed. However, you will need to find alternative means to pay for the vehicle if handover has already taken place.

Absolutely. Our finance is open to everyone who prefers an ethical, interest-free alternative.

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